Stop Waiting For Someday

What you’ll love

Get what you need today, pay over time

More purchasing power

Our high credit limits make it easy to complete a room, tackle a dream project, or keep your car running smoothly and safely.

Easy automatic payments

Access your account anytime, set up automatic transfer, and let your payments take care of themselves.

Pre-approvals for future offers

We’ll consider you for future offers without a hit to your credit.

Access to special discounts

Special promotions may be available to Koalafi customers at our merchant partners.

How it Works

1. Apply in person or online

Visit one of our merchant partners and ask to finance a purchase through Koalafi. You can fill out an application right there in the store or on their website.

2. We’ll review your application and offer a tailored payment plan

Share a few pieces of information and we’ll instantly deliver a decision on a payment plan, with clear and upfront terms, and different payment options.

3. Check out and make easy monthly payments

With our high credit limits, you can get exactly the product or service you need. You’ll select the plan that works for you and make convenient regular payments, with options to pay off early and save.